TaxReadySheets: Free UK Self-Employed Calculators

If you let a furnished room in the home you live in - to a lodger, or to guests on Airbnb or Booking.com - the Rent a Room scheme lets you earn up to £7,500 a year tax-free (£3,750 if someone else also gets income from letting rooms in the same home). Above the limit you can still use it: you pay tax on everything over £7,500, but you can't claim any expenses. Put in your figures to see which way leaves less tax. Money from guests or lodgers £ a year - including cleaning fees and meals, before Airbnb's fee Does anyone else get income from letting rooms in this home? No - just me (£7,500 limit) Yes - a partner or co-owner (£3,750 each) Platform fees £ - Airbnb, Booking.com host fees Other costs for the letting £ - cleaning, laundry, guest supplies, extra bills and insurance Your other income £ a year - job, pension, self-employment. Before tax. 0 if none Best way - Taxable profit £0 Tax to set aside £0 How the two methods work Rent a Room Claiming expenses Tax...

A £15 walk doesn't earn you £15 an hour. Collecting the dogs, driving between houses, drying them off and dropping them home all take time - and fuel costs money. Put in one of your walks to see what it really earns per hour, and what you'd need to charge to hit your target. Price £ Charged Per dog (group walks) Per walk (solo walks) Dogs on the walk Walk time (minutes) Extra time (minutes) - pick-ups, driving, drying off, drop-offs Miles driven for the walk Running cost per mile £ - fuel and wear. 0.20 is a fair guess Supplies per walk £ - poo bags, treats, towels Card or app fee % Your target hourly rate £ Walks like this per week Weeks you work a year - after holidays Earns per hour £0 Price for your target £0 A year, before tax £0 What do dog walkers charge in the UK? Prices vary a lot by area. Airtasker's May 2026 figures put a typical UK dog walk at around £15 , with London walks often £20 to £35 . Short 15 to 30 minute visits usually cost less...

Since 1 January 2024, selling platforms like Vinted, eBay and Depop have to send HMRC details of sellers who make 30 or more sales , or receive more than €2,000 (about £1,700) , on that platform in a calendar year. Each platform counts separately. Being reported doesn't mean you owe tax - but it does mean HMRC can see your sales. Check where you stand below. 1. Will each platform report you? (this calendar year, 1 Jan - 31 Dec) Platform Sales so far Money received £ Result Vinted eBay Depop Other platform Count every sale, including your own old clothes - platforms report all sales, not just profit. 2. Do you need to tell HMRC? (this tax year, 6 Apr - 5 Apr) Sales of things you bought to resell £ - leave out your own unwanted things What you paid for that stock £ Fees, postage, boosts and packaging £ Miles driven to source stock - car boots, charity shops. 55p a mile Pay from your job £ a year - before tax. 0 if none Tell HMRC? - Taxable profit £0 Extra tax to set a...

A £35 service doesn't pay you £35. Products, card fees, chair rent and the time spent prepping and cleaning down all come out of it. Put in one of your services to see what it really earns you per hour - and what you'd need to charge to hit your target. Works for hair, barbering, nails, lashes, brows and beauty treatments. Price you charge £ Appointment time (minutes) Extra time (minutes) - prep, clean-down, travel, consultation Product cost per service £ - gel, colour, lashes, wax, foils Card or booking-app fee % Your target hourly rate £ - what you want to earn per hour Chair rent and fixed costs per week £ - rent, insurance, booking system. 0 if none Appointments per week Profit per hour £0 Profit per appointment £0 Price for your target £0 How it's worked out Profit per appointment = price - product cost - card or app fee - this appointment's share of your weekly fixed costs. Profit per hour = profit per appointment ÷ the total time it takes, ...

Paid under the Construction Industry Scheme (CIS)? Your contractors take 20% off the labour part of your pay (30% if you're not registered) and send it to HMRC as an advance on your tax. That's taken before your Personal Allowance and expenses are counted - so many subcontractors are owed some of it back. Enter your figures for the 2026/27 tax year to estimate yours. Gross pay from contractors £ - before CIS, excluding VAT Materials included in that £ - no CIS should be taken from these CIS rate 20% - registered 30% - not registered CIS actually taken £ - from your statements. Leave blank to estimate Other business expenses £ - tools, PPE, insurance, phone, training Business miles in your car or van - 55p a mile, then 25p after 10,000 Pay from a PAYE job £ - leave 0 if none Tax taken by PAYE £ Estimated refund £0 CIS taken off £0 Your tax + NI £0 How a CIS refund works Each month your contractor takes CIS off the labour part of your invoice - not materials...

Self-employed people pay their tax in one go, months after earning the money. Putting a share of every payment aside means January isn't a shock. Enter your expected profit for the 2026/27 tax year (6 April 2026 to 5 April 2027) to see roughly how much to save. Expected self-employed profit this tax year £ - money in minus allowable expenses Pay from a PAYE job this tax year £ - leave 0 if self-employment is your only income Tax + NI on your profit £0 Save this share 0% of your profit Put aside each month £0 over 12 months How it's worked out Personal Allowance: £12,570, reduced by £1 for every £2 of income over £100,000. Income Tax: 20% on the next £37,700, 40% up to £125,140, 45% above (England, Wales and Northern Ireland). Class 4 National Insurance: 6% on profit between £12,570 and £50,270, 2% above. If you have a PAYE job, your pay uses up your allowance and bands first, so this shows the extra tax caused by your self-employed profit (your employer alre...